:root{--ink:#0f172a;--muted:#52627a;--blue:#2457e6;--blue-dark:#173fae;--green:#0f9f6e;--pale-blue:#eef4ff;--pale-green:#ecfdf5;--border:#d9e2ec;--white:#ffffff;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;overflow-x:clip;color:var(--ink);background:var(--white);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.55}a{color:inherit}.container{width:min(calc(100% - 28px),var(--max));margin-inline:auto}.skip-link{position:fixed;left:16px;top:-60px;z-index:99;padding:10px 14px;background:var(--ink);color:white}.skip-link:focus{top:16px}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--border);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.header-inner{min-height:66px;gap:14px}.brand,.header-inner{display:flex;align-items:center}.brand{gap:10px;text-decoration:none;font-size:13px;font-weight:750;line-height:1.08;margin-right:auto}.brand-mark{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--blue);color:white;font-size:11px;letter-spacing:-.02em}nav{display:none;align-items:center;gap:28px}nav a{color:#26364d;text-decoration:none;font-size:14px;font-weight:600}.source-link:hover,.text-link:hover,nav a:hover{color:var(--blue)}.button{display:inline-flex;justify-content:center;align-items:center;gap:12px;border:1px solid var(--blue);border-radius:9px;padding:13px 18px;background:var(--blue);color:white;text-decoration:none;font-weight:750;box-shadow:0 8px 20px rgba(36,87,230,.16);transition:transform .16s ease,background .16s ease}.button:hover{background:var(--blue-dark);transform:translateY(-1px)}.button-small{display:none;padding:9px 13px;font-size:13px;box-shadow:none}.button-outline{background:white;color:var(--ink);border-color:var(--border)}.button-outline:hover{color:white}.button-emerald{background:var(--green);border-color:var(--green);white-space:nowrap;box-shadow:none}a:focus-visible{outline:3px solid #f59e0b;outline-offset:3px;border-radius:4px}.mobile-menu{position:relative}.mobile-menu summary{display:grid;min-width:48px;min-height:44px;place-items:center;cursor:pointer;list-style:none;border:1px solid var(--border);border-radius:9px;font-size:13px;font-weight:750}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu[open] summary{border-color:var(--blue);color:var(--blue)}.mobile-menu>div{position:absolute;top:calc(100% + 10px);right:0;width:min(310px,calc(100vw - 28px));padding:10px;background:white;border:1px solid var(--border);border-radius:12px;box-shadow:0 18px 50px rgba(15,23,42,.16)}.mobile-menu a{display:flex;align-items:center;min-height:46px;padding:9px 12px;border-radius:8px;color:#26364d;text-decoration:none;font-size:14px;font-weight:650}.mobile-menu a:hover{background:var(--pale-blue);color:var(--blue)}.mobile-menu .mobile-support{margin-top:6px;background:var(--blue);color:white;justify-content:center}.hero{background:radial-gradient(circle at 85% 35%,#e2ecff 0,var(--pale-blue) 20%,#fff 55%);padding-top:58px;border-bottom:1px solid var(--border)}.hero-grid{display:grid;grid-template-columns:1fr;align-items:center;grid-gap:40px;gap:40px;padding-bottom:48px}.eyebrow{color:var(--blue);text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:12px;margin:0 0 18px}.emerald{color:var(--green)}h1{margin:0;font-size:clamp(40px,12vw,50px);line-height:1.04;letter-spacing:-.05em;max-width:760px}.lede{color:var(--muted);font-size:clamp(18px,2vw,22px);line-height:1.55;max-width:700px;margin:25px 0 30px}.actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.text-link{color:var(--blue);font-weight:750;text-decoration:none}.fine-print{color:#738095;font-size:12px;margin-top:18px}.fact-card{position:relative;background:rgba(255,255,255,.9);border:1px solid #d7e1f4;border-top:4px solid var(--green);border-radius:16px;padding:28px;box-shadow:0 24px 50px rgba(15,23,42,.1)}.fact-card h2{font-size:25px;line-height:1.2;letter-spacing:-.025em;margin:0 0 18px}.fact-card p:not(.eyebrow){color:var(--muted)}.fact-icon{display:grid;place-items:center;width:29px;height:29px;color:var(--green);background:var(--pale-green);border-radius:50%;margin-bottom:25px;font-weight:900}.source-link{display:inline-block;color:var(--blue);font-size:13px;font-weight:700;margin-top:8px}.trust-strip{display:grid;grid-template-columns:1fr;border-top:1px solid var(--border)}.trust-strip div,.trust-strip div:not(:first-child){padding:15px 0;display:grid;grid-gap:3px;gap:3px;border-bottom:1px solid var(--border)}.trust-strip div:last-child{border-bottom:0}.trust-strip strong{font-size:13px}.trust-strip span{color:var(--muted);font-size:12px}.section{padding:74px 0}.section-tint{background:#f7f9fc;border-block:1px solid var(--border)}.narrow{max-width:850px;text-align:center}.section-title{font-size:clamp(34px,10vw,46px);line-height:1.08;letter-spacing:-.04em;margin:0}.section-intro{color:var(--muted);font-size:18px;line-height:1.65}.section-heading{display:flex;align-items:flex-start;flex-direction:column;justify-content:space-between;gap:24px;margin-bottom:38px}.check-grid{display:grid;grid-template-columns:1fr;grid-gap:14px;gap:14px}.check-card{background:white;border:1px solid var(--border);border-radius:12px;padding:24px}.check-card>span{color:var(--blue);font-size:12px;font-weight:850}.check-card h3{font-size:22px;margin:28px 0 8px}.check-card p{color:var(--muted);margin:0;font-size:15px}.support-panel{display:flex;align-items:flex-start;flex-direction:column;justify-content:space-between;gap:30px;padding:30px 24px;background:var(--pale-green);border:1px solid #bcebd9;border-radius:18px}.support-panel h2{font-size:32px;line-height:1.15;letter-spacing:-.035em;margin:0}.support-panel p:not(.eyebrow){color:#356251;max-width:700px}.article{max-width:900px;padding-top:64px;padding-bottom:88px}.article h1{font-size:clamp(40px,11vw,52px)}.article h2{font-size:27px;letter-spacing:-.025em;margin:44px 0 10px}.article li,.article>p:not(.eyebrow){color:var(--muted);font-size:18px}.article li{margin:10px 0}.notice{margin:38px 0;padding:22px 24px;border-left:4px solid var(--green);background:var(--pale-green);color:#254f40}.empty-state,.next-panel{text-align:center;margin-top:52px;padding:30px 24px;background:var(--pale-blue);border:1px solid #d7e1f4;border-radius:16px}.next-panel h2{margin-top:0}.standards section{padding:28px 0;border-bottom:1px solid var(--border)}.standards h2{margin:0 0 8px}.standards p{color:var(--muted);margin:0;font-size:17px}.empty-state>span{font-size:48px;color:var(--blue)}.empty-state h2{margin-top:10px}.empty-state p{color:var(--muted)}.support-list{margin-top:48px;display:grid;grid-gap:12px;gap:12px}.support-list a{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 28px;border:1px solid var(--border);border-radius:12px;text-decoration:none}.support-list a:hover{border-color:var(--blue);background:var(--pale-blue)}.support-list h2{margin:0 0 4px;font-size:21px}.support-list p{margin:0;color:var(--muted)}.support-list span{font-size:22px;color:var(--blue)}footer{background:var(--ink);color:white;padding:58px 0 30px}.footer-grid{display:grid;grid-template-columns:1fr;grid-gap:38px;gap:38px}.footer-grid h2{font-size:14px;margin:0 0 16px;text-transform:uppercase;letter-spacing:.08em;color:#a9b8cc}.footer-grid p{color:#a9b8cc;max-width:400px;font-size:14px}.footer-grid a{display:block;color:white;text-decoration:none;margin:9px 0;font-size:14px}.footer-brand{font-size:16px}.legal{display:flex;flex-direction:column;justify-content:space-between;gap:8px;padding-top:34px;margin-top:50px;border-top:1px solid #314057;color:#8796aa;font-size:12px}.legal p:first-child{max-width:760px}@media (min-width:561px){.container{width:min(calc(100% - 40px),var(--max))}.header-inner{min-height:76px}.button-small{display:inline-flex}h1{font-size:clamp(46px,7vw,64px)}.hero{padding-top:68px}.hero-grid{gap:48px;padding-bottom:64px}.fact-card{padding:40px}.check-grid,.trust-strip{grid-template-columns:repeat(2,1fr)}.trust-strip div,.trust-strip div:not(:first-child){padding:18px;border-right:1px solid var(--border)}.trust-strip div:nth-child(2n){border-right:0}.section-title{font-size:clamp(38px,6vw,50px)}.section-intro{font-size:20px}.section-heading{align-items:flex-end;flex-direction:row}.empty-state,.next-panel,.support-panel{padding:42px}.article{padding-top:80px;padding-bottom:110px}.article h1{font-size:clamp(46px,7vw,62px)}.footer-grid{grid-template-columns:1fr 1fr;gap:50px}.legal{flex-direction:row;gap:40px}}@media (min-width:901px){nav{display:flex}.mobile-menu{display:none}.hero{padding-top:88px}.hero-grid{grid-template-columns:1.05fr .85fr;gap:85px;padding-bottom:72px}h1{font-size:clamp(54px,5.2vw,72px)}.check-grid,.trust-strip{grid-template-columns:repeat(4,1fr)}.trust-strip div,.trust-strip div:not(:first-child){padding:20px 18px 24px 24px;border-bottom:0;border-right:1px solid var(--border)}.trust-strip div:first-child{padding-left:0}.trust-strip div:nth-child(2n){border-right:1px solid var(--border)}.trust-strip div:last-child{border-right:0}.section{padding:105px 0}.section-title{font-size:clamp(42px,4vw,54px)}.support-panel{align-items:center;flex-direction:row;gap:60px;padding:52px}.support-panel h2{font-size:36px}.article{padding-top:90px;padding-bottom:120px}.article h1{font-size:clamp(52px,6vw,68px)}.footer-grid{grid-template-columns:1.4fr 1fr 1fr;gap:70px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{transition:none!important}}.article-meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin:24px 0 34px;color:#738095;font-size:13px}.article-meta span:not(:last-child):after{content:"•";margin-left:18px;color:#a8b3c2}.answer-card{margin:34px 0;padding:26px 22px;background:var(--pale-green);border:1px solid #bcebd9;border-radius:16px}.answer-card h2{margin-top:0}.answer-card li{color:#315749}.source-note{margin-bottom:0;color:#356251;font-size:14px}.source-note a{color:#0b7252;font-weight:700}.article-contents{display:grid;grid-gap:4px;gap:4px;margin:38px 0 48px;padding:22px;background:#f7f9fc;border:1px solid var(--border);border-radius:14px}.article-contents strong{margin-bottom:8px}.article-contents a{padding:7px 0;color:var(--blue);font-size:15px;font-weight:650;text-decoration:none}.article-contents a:hover{text-decoration:underline}.legal-question-grid{display:grid;grid-template-columns:1fr;grid-gap:14px;gap:14px;margin:30px 0}.legal-question-grid section{padding:22px;border:1px solid var(--border);border-radius:12px}.legal-question-grid span{color:var(--blue);font-size:12px;font-weight:850}.legal-question-grid h3{margin:18px 0 8px;font-size:20px;line-height:1.25}.legal-question-grid p{margin:0;color:var(--muted)}.numbered-checks,.risk-list{padding-left:24px}.numbered-checks strong,.risk-list strong{color:var(--ink)}.faq-list{display:grid;grid-gap:10px;gap:10px;margin:26px 0 48px}.faq-list details{border:1px solid var(--border);border-radius:12px;background:white}.faq-list summary{min-height:52px;padding:16px 48px 16px 18px;cursor:pointer;color:var(--ink);font-weight:750}.faq-list p{margin:0;padding:0 18px 18px;color:var(--muted)}.source-list{margin-top:52px;padding:26px 22px;background:#f7f9fc;border:1px solid var(--border);border-radius:14px}.source-list h2{margin-top:0}.source-list a{color:var(--blue);font-weight:650}.source-list>p{color:#738095;font-size:13px}@media (min-width:561px){.answer-card,.source-list{padding:32px}.article-contents{padding:28px 32px}}@media (min-width:901px){.legal-question-grid{grid-template-columns:repeat(3,1fr)}}.guides-hero{padding:58px 0 52px;background:radial-gradient(circle at 85% 25%,#e2ecff 0,var(--pale-blue) 22%,#fff 60%);border-bottom:1px solid var(--border)}.guides-hero-inner{display:grid;grid-template-columns:1fr;align-items:center;grid-gap:32px;gap:32px}.guides-principle{padding:24px;background:rgba(255,255,255,.92);border:1px solid #d7e1f4;border-top:4px solid var(--green);border-radius:14px;box-shadow:0 18px 40px rgba(15,23,42,.08)}.guides-principle>span{display:grid;width:30px;height:30px;margin-bottom:18px;place-items:center;border-radius:50%;background:var(--pale-green);color:var(--green);font-weight:900}.guides-principle strong{display:block;font-size:19px}.guides-principle p{margin-bottom:0;color:var(--muted)}.guides-section{background:#fff}.guides-count{margin:0;color:var(--muted);font-size:14px;font-weight:650}.guides-grid{display:grid;grid-template-columns:1fr;grid-gap:16px;gap:16px}.guide-card{display:flex;min-width:0;flex-direction:column;justify-content:space-between;gap:28px;padding:26px 22px;border:1px solid var(--border);border-radius:14px;background:white;transition:border-color .16s ease,transform .16s ease,box-shadow .16s ease}.guide-card:hover{border-color:#a9bff7;transform:translateY(-2px);box-shadow:0 16px 35px rgba(15,23,42,.07)}.guide-card-featured{background:var(--pale-blue);border-color:#cbd9fb}.guide-category{margin:0 0 18px;color:var(--blue);font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.guide-card h2{margin:0 0 12px;font-size:26px;line-height:1.17;letter-spacing:-.025em}.guide-card p:not(.guide-category){margin:0;color:var(--muted)}.guide-card-footer{display:flex;align-items:flex-start;flex-direction:column;gap:16px;padding-top:18px;border-top:1px solid var(--border)}.guide-card-footer>span{color:#738095;font-size:12px;font-weight:650}.guide-card-footer a{display:inline-flex;min-height:44px;align-items:center;gap:10px;color:var(--blue);font-weight:750;text-decoration:none}.guide-card-footer a:hover{text-decoration:underline}@media (min-width:561px){.guides-hero{padding:74px 0 66px}.guides-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-card{padding:30px}.guide-card-footer{align-items:center;flex-direction:row;justify-content:space-between}}@media (min-width:901px){nav{gap:18px}nav a{font-size:13px}.guides-hero{padding:92px 0 82px}.guides-hero-inner{grid-template-columns:1.25fr .75fr;gap:80px}.guides-principle{padding:34px}.guide-card-featured{grid-column:span 2}}@media (min-width:1120px){nav{gap:26px}nav a{font-size:14px}}